Quote, route and settle between bank funds and stablecoins.

Each conversion is a quote with a route, fees and a settlement state machine, including failed and refunded. The journal posts when it settles.

You send

50,000.00USD

You receive

49,850.00USDC

Rate1 USD = 1.0000 USDC

Fee150.00 USD

RouteOperating bank → Company wallet

ArrivesAbout 15 minutes

Approval2 of 3

Sample quote. Rates and fees depend on route, entity and provider.

Six settlement states, each recorded.

quotedRate and fees are locked for a short window.

awaiting_approvalWaiting for the people your rule requires.

screeningSanctions, wallet screening and Travel Rule.

settledFunds arrived. The journal posts.

failedStopped with a reason. Nothing moved.

refundedReturned to source and recorded.

Quote firstRate, fees, route and timing are shown before release.

Your approval ruleRelease waits for the approvals your TOFA requires for that amount.

Compliance on every routeKYB, sanctions, wallet screening and the Travel Rule where it applies.

Posted to the ledgerEach conversion posts a balanced journal to the right entity.

Quotes, states and journals behave the same in testing as with real funds.